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46 >> OUR HOUSE SUMMER 2017 DoMinion LEnDing CEntRES ASif A. KASiM Why I Chose a Mortgage Broker L ike many young families, Vera Costa and her husband, Michael, had been renting their home in the toronto suburb of Etobicoke when they made the decision to jump into the market, after owning homes in the past. After a lengthy search in a heated market, in April 2016 the couple found a new home to accommodate their growing family about 45 minutes away in Burlington. At a price of $455,000, their new semi-detached home was in a great neighbourhood close to Lake ontario. But for small business owners like them, getting the required financing can be tricky. So when their Realtor recommended a Dominion Lending self-employed and expecting a new child, Vera and Michael Costa were sold on their broker's flexibility and personal service By Jeremy Deutsch Centres mortgage professional, they opted to take a pass on the banks and go with a mortgage broker. they couldn't be happier with the decision. oUr HoUSe Why did you choose a mortgage broker? Vera CoSta i was going to my bank and my bank didn't do much to offer me a better rate or take the time to give me options. i'd never dealt with a mortgage broker; i've always done the typical bank [loan], but our Realtor was the one who recommended our broker. Because our budget was so tight, with my husband being self-employed, our broker was able to work some numbers out and we decided to go with him. We met with our broker and basically he got us a great rate and he was super accommodating with everything. i was pregnant at the time and he even came to our house [at the] last minute when we needed to sign off on papers. oH How was your experience working with a mortgage broker? VC it was great. He was easy to deal with, he was accommodating. We're very busy. My husband and i both work full time and we have businesses on the side and with the kids, so our broker was able to meet us on the weekend or even come to our house when something was needed at the last minute. He was wonderful and i would definitely use him again. i've been referring him to friends and family. oH What advice would give someone in your situation? VC Don't go to a bank. go to a mortgage broker first. there's more flexibility. ProFILe